What we can offer to a Fintech
- Plug and Play
If you are a TPP with your own Open Banking Licence, we have developed the simplest TPP solution for you. Our software is ready for you to download and deploy in your Cloud immediately. - Expert Support
Our specialist integration team can support you all the way and we will have you up and running in no time - Clear Pricing
Transparent pricing all the way means to sign up to your chosen service level and that’s all you pay. No per transaction fees. Just the fixed fee. - Free to Test
Our test sandbox is available to use now, at no cost.
TPP in a Box
We take care of the TPP framework so you can focus on your business.
We believe its your business proposition that makes you competitive, not the Open Banking framework you use.
Unlimited Transactions
We don’t charge based on transactions or volumes. We keep things simple for everyone by allowing your business to scale while keeping the cost of our solutions fixed.
Plug and Play
We provide out of the box solutions ready to plug into your existing infrastructure.
Seamless Connectivity
We provide you with the ability to dynamically connect to all banks available within the Open Banking Ecosystem, both Sandbox and Production.
Use cases
Account Information
Access all account information endpoints to obtain the targeted information that you need for your business proposition:
- Account Consolidation/Aggregation Dashboards
- Credit Scoring/Checking
- Personal Finance Management
- Accountancy tasks for your clients
- Spending Analysis
As an AISP you will be able to use obconnect’s TPP module to collect consented customer account information from Banks that you are connected to. We will be able to advise you on the APIs to use to obtain the targeted information that you require.
Payments initiation
Initiate seamless payments requests. No need to pay any transaction fees.
Suitable for all types of transactions:
- Merchant/Consumer
- Business to Business
- Business to Personal
- Peer to Peer
A PISP will be able to utilise obconnect’s TPP module to connect to their customers’ accounts and initiate the full range of available payment types.
Confirmation of Payee
As a payment initiator you will need to ensure that you are compliant with upcoming legislation.
Use Open Banking technology to ensure that you are able to confirm the payee for payments that you initiate for your customers.
Provided that you are registered correctly with OBIE, with your credentials and obconnect’s Confirmation of Payee solution you will be able to make the required checks to ensure compliance with legislation.
Confirmation of Funds
If you are a Card Based Payment Instrument Issuer (CBPII) and you need to confirm that a customer using your instrument has enough funds to cover any payment that they make.
obconnect’s TPP module will enable a CBPII to connect to their customers’ accounts in order to make the API calls required for the confirmations that they need.
Book a FREE consultation with our experts
Products
OBCONNECT is regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 with Firm Reference Number 935017.
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