About obconnect
Open Banking expertise, built for real-world payments
Secure, scalable Open Banking and Confirmation of Payee
solutions for banks, fintechs, merchants and enterprise
organisations.
55+
Banks & institutions served
215M+
Verification checks a year
100%
Delivery record
FCA
Regulated · FRN 935017
2019
Founded · part of PayPoint
Who we are
obconnect is an FCA-regulated, all-in-one Open Banking
provider founded in 2019 and part of the PayPoint Group.
Built from the core of Open Banking — not a bolt-on —
obconnect delivers Confirmation of Payee, Verification of
Payee and Open Banking technology to over 55 banks
and institutions worldwide.
What we do
obconnect provides the full spectrum of Open Banking:
Confirmation of Payee in the UK, Verification of Payee for
the EU, Open Banking compliance architecture for banks,
and TPP software for corporates — quietly, reliably, and at
scale, with no transaction or volume fees.
obconnect believes an open ecosystem is the key to unlocking opportunity and
shaping the future of finance — enabling collaboration, removing barriers, and
pioneering the transformation of how money and data move.
WHY OBCONNECT
Unmatched all-in-one value and expertise
Deep Open Banking knowledge
Specialists in CoP, VoP, Open
Banking and compliance for
every type of banking entity.
Accessible solutions
Comprehensive, affordable
technology with no
transaction or volume-
based fees.
Software that supports you
Functionality, security and
technology support tailored
to corporates, banks and
institutions.
Trusted & secure
FCA-regulated (FRN 935017),
ISO 27001, SOC 2, Cyber
Essentials and DORA-
aligned.
BACKED FOR SCALE
Part of the PayPoint Group
obconnect’s journey with PayPoint began with investment and
grew into something more — obconnect now proudly sits as part
of the PayPoint family.
That backing brings the scale, reach and resilience of a major UK
payments and commerce network, while keeping the focus and
agility of a specialist Open Banking provider.
Our expertise
Trusted across regulated sectors
Banking
Building Societies
Utilities
Payments
Enterprise
LEADERSHIP
Meet the founders
Decades of combined experience in payment systems, Open Banking
and financial technology.
Darran Morford
CEO & Co-Founder
Rui Engana
CTO & Co-Founder
Simon Lyons
Chief Strategy Officer
[Name]
Leadership
Ready to unlock the potential of Open Banking?
Partner with obconnect and experience seamless integration, enhanced security and unparalleled support.